Lenders that are receptive to offering loans to people with bad credit all across the United States:


Trusted Payday - One of the most recognized and trusted names in the industry. They operate one of the top web based payday services. You can apply online and within minutes receive a response on your approval. They are tolerant of bad or low credit scores.

Money can be in your account within an hour.

They offer 24/7 customer assistance, as well as being a fully state licensed lender. They make sure that they practice responsibly and ethically, as they have a brand is well established, and they do not wish to jeopardize that brand.

They also will work with you even if you have recently been turned down by other lenders, them doing this proves how willing they are to go the extra mile.

Ace Cash Express - Another great service is offered by this lender which has been offering loans since 1968. They are very consumer friendly and strive to offer a superior service to other lenders which are out to make a quick buck, they want to be around for the long term.

You can receive up to $1000. Simply apply online and after a quick application you should receive your instant approval. The money will then be wired to your bank account the very next day. They are a state licensed lender meaning they have to abide by local state laws which are in place to protect the consumer.

There is never any annoying faxing with this company, and they also offer toll free support. The interest rates here are better than most lenders. You will get treated fairly.


Cash Net USA - The leader in payday loans, Cash Net USA has been in business since 2004, and have quickly grown into one of the most honest companies to deal with. They are available in over 30 states and over 1 million customers have used them.

You can apply online and get instant approval. There is never any faxing and best of all they are accepting of bad credit or no credit clients.

You'll receive your money on the next business day. They offer fair interest rates, along with a friendly and responsive customer service staff that is accessible via live chat or toll free numbers. Best of all you can call them up 24 hours a day!